When withdrawing cash at an ATM or bank counter, customers should not leave immediately to avoid losing money unnecessarily.
Many banks often advise and remind customers to complete certain tasks before leaving after withdrawing cash from an ATM; otherwise, they may risk losing money.
Confirm the Amount Withdrawn
Many people tend to trust bank employees and ATMs, believing that the money withdrawn from the bank is free from issues, so they simply withdraw cash and leave. However, no matter how careful the process is, errors can occur. Therefore, checking the amount just withdrawn is essential.
Checking the amount before leaving is necessary. (Illustrative photo).
Similarly, when withdrawing cash at the counter, there may be instances where bank staff, due to being too busy with withdrawal procedures, could make mistakes. Furthermore, banks also have regulations stating that the person withdrawing cash is responsible for counting it again. If a customer leaves the counter, the bank will not be responsible for any consequences that arise afterwards.
Check for Damaged Bills
During the verification of the withdrawn amount, customers should also check if the cash is damaged. In some rare cases, if the bill detector is not functioning properly, the next person withdrawing money may receive bills that do not meet standards. Although the likelihood of such situations is relatively low, one should not be complacent.
Don’t Forget to Take Your Money When Withdrawing from an ATM
While withdrawing cash at an ATM is more convenient than at a counter, there are instances where customers forget to take their money. Therefore, before leaving the ATM, make sure to double-check for the dispensed cash and your ATM card returned by the machine.
Important Notes When Withdrawing Cash from an ATM
Withdrawing cash from an ATM is quite simple, but to ensure safety, the person withdrawing money should pay attention to the following issues:
When withdrawing cash, read each message on the ATM carefully. Many cardholders rush and end up selecting the wrong savings account or credit account instead of choosing “checking account.” Incorrect actions can waste transaction time and increase potential risks.
When using an ATM card, observe the location of the ATM and the surrounding area. Check for any hidden corners where someone might have placed a camera to steal your PIN.
If you notice anyone acting suspiciously, cancel the transaction and leave immediately.
If possible, choose ATMs located in populated areas or those monitored by security staff. Especially, if you need to conduct transactions at night, consider bringing someone with you.